Benefits

Dependable cash flow. Better customer relationships. No debt to repay.

With FastCash, you no longer need to wait for your invoices to be paid—we wait the 30, 60, or 90 days. FastCash gives you cash for your accounts receivable―quickly and easily.

FastCash delivers significant benefits to your company:

Cash when you need it.

Managing cash flow is one of the most difficult tasks for small, growing, and midsized companies. FastCash invoice funding lets you access all the cash you need to keep your company running smoothly, to take advantage of opportunities that may be missed without sufficient cash, and to keep your business growing. Unlike a line of credit from a bank, FastCash can grow in step with your sales.

More time to focus on your business.

FastCash is more than just “fast cash.” You're buying services that help you grow your business. Aquent FastCash will run credit checks on your customers, protect you from debt if your customer goes out of business, and place collection calls to your customers (with your direction). When you let FastCash handle your accounts receivable, you have more time and resources to devote to managing your business.

Better relationships with your customers.

When you choose FastCash receivables financing, the only time you call your customer is to ask for more business―not to ask for money. We present ourselves to your customers as your billing service. Preserving the goodwill you have built with your customers is our highest priority―not one of our clients has ever lost a customer because of FastCash. In fact, many of our clients tell us that their customer relationships have improved by using FastCash invoice funding, since they no longer need to make that awkward call to ask for payment of an invoice.

No debt to repay.

Don’t worry! You will have no monthly payments due to FastCash. Your customers pay us.

The best choice for cash flow management.

FastCash offers major advantages over banks and traditional factoring companies.

Better than a bank.

Where banks have lengthy approval processes and offer no help in collecting receivables from your customers or with bad-debt protection, approval with FastCash is quick and simple, and FastCash handles all the tasks involved in factoring receivables and collecting payment from your customers. Also, you usually have to repay a bank. Not so with FastCash—your customers pay us back. Banks will give you a fixed line of credit. FastCash can grow the funding we provide based on your sales.

Better than a traditional factoring company.

Though FastCash involves factoring receivables, we're different from a traditional invoice factoring company. We created FastCash to be more flexible and friendlier to our clients' customers, while still providing immediate cash for receivables financing. FastCash offers these advantages over a traditional factoring company:

no minimum monthly requirements; factor as much as you want, when you want
no sign-up fees
no hidden charges for balance checking, invoice tracking, etc.
and no heavy-handed collection techniques to get your customers to pay

Click Here to See How FastCash Compares

This chart shows how FastCash stacks up against traditional factoring companies and banks.
	FastCash	Banks	Traditional Factoring Companies
Available to Professional Services firms and small businesses?	Yes	Usually not. Banks loan money based on hard assets.	Usually not. Tend to require billing that exceeds $500,000 per month.
Acceptance criteria	Based mostly on credit quality of your customers	Based on your assets, profitability, and credit history.	Based mostly on credit quality of your customers. Usually require you to factor all your clients.
Application process	Short application, routine credit check.	Lengthy application. Tax forms, accounting statements, and financial audits required.	Tax forms, accounting statements, and field examinations required.
Impact on your customers	Better customer relationships.	None.	Depends—some invoice factoring firms can be heavy handed with your customers.
Protection from bad-debt loss	Yes.	No.	Mostly no.
Long-term commitment	No.	Yes.	Usually. Many factoring companiesimpose financial penalties to get out of a commitment.
Minimum dollar volume requirements	No.	Yes. Banks will charge a commitment fee for unused loan balances.	Usually. Many accounts receivable factoring companies charge a minimum monthly fee.
Manages your credit and collection	Yes. And FastCash will run business credit reports for free.	No.	Yes.
Daily reporting of accounts receivable	Yes. Real-time reports online 24/7.	No.	Sometimes.
Funding limits grow with your sales	Yes. FastCash is not limited by a credit limit. As long as you have invoices with credit-worthy customers, FastCash can fund them.	No. Banks have fixed credit limits.	Sometimes.

Aquent FastCash

Immediate Cash for your Accounts Receivable.